If you're thinking about buying a home, you'll
find a lot of valuable information here. Whether you need information on
getting pre-qualified or have questions about a home inspection you've come to the
right place. I want your home purchase process to be comfortable and as
smooth as possible. I value all of my customers and have had special
training to assist Senior Citizens. (Start Now)
Buyer Agency
A buyer agent is legally responsible for representing
the buyer's interest in a real estate transaction. Generally, the buyer agent is
compensated by the seller at the time you purchase a new home. I have had extensive
training to properly represent you as a buyer agent. Contact me so I can explain the
advantages of having me as your broker. (Start Now)
Get Pre-qualified
Being pre-qualified for a loan determines how much
house you can afford. It also allows you to move more swiftly when you find the
right house, especially when you aren't the only interested buyer. Contact
me so I can get you in touch with one of the best qualified lenders in our
area. It's important that you meet with a loan originator that is
experienced, and can handle all aspects of the mortgage process.
(Start Now)
Property Search
Finding the right home is the most important part of the buying process.
You should start your home buying process by deciding what you need in the home
you will purchase. Share this information with me and I will inform you of every property available that meets your needs.
After touring each home, write down what you liked and didn't like. I'll
help you develop a
rating system which will help you narrow the field down to the house that's best for you. Click here to start your
search. (Start Now)
Home Inspection
A standard pre-purchase property inspection covers a home's major mechanical
systems: Electrical, plumbing, heating and cooling and its construction
from roof to foundation, exterior to interior. These inspections usually do not
cover soil, pools, wells, septic systems, building code violations or
environmental hazards such as lead. The inspection contingency in your purchase
contract usually will allow you up to two weeks to conduct an overall inspection
plus any specialized inspections you (or your lender) require. The cost of
an Inspections can range from one hundred to several hundred dollars. Specialized inspections usually involve an expert and can cost more.
Remember,
repairs or remedies are negotiable; they also can derail a deal. It's a
good idea to meet the inspector immediately after the inspection is
completed. Ask your inspector if you should have a specialist to further
inspect any items.
(Start Now)
Home Warranty
With a Home Warranty, you’re covered against a mechanical breakdown of a
covered component for a full year, beginning the day of your closing. You pay
only a standard deductible for each claim. You may find a home that comes
with a home warranty. I will give you more information of what a
warranty will and will not cover. It varies from company to company.
(Start Now)
Making the Offer
Everyone is concerned about paying too much for a home or buying a house with
hidden defects. Preparing your offer properly will help eliminate many problems
that could arise. I will help you make good decisions in preparing
your offer. While many homes are over priced, some sellers actually hire
an experienced agent to list their home. If that's the case, the property
may be priced at it's proper value. Before making your offer, request a
market analysis to see what the other homes in the area has sold for. In
today's real estate market, some homes are selling for the full asking
price. Even if you find a home that is priced right, there are many items
in the offer that need to be negotiated properly. Always have a
professional agent represent you in preparing your offer.
(Start Now)
Closing & Moving
The closing process is very complex. There are usually more than 65 people
involved in every home purchase. From your loan application, to the
appraisal, to the title search, to special inspection, you need an experienced
broker overseeing your closing. If your closing process is not properly
supervised, you may not close as scheduled and may even loose your dream
home. When everything goes well and you finalize the purchase of your new
home, you should schedule your move to allow you to prepare your home for your
arrival. Allow yourself a couple of days for cleaning or other important
things that need to be complete prior to you moving in.
(Start Now)
Judy Gerber ·
Thompson Realty Co. ·
803 Harkrider, Ste. 204 ·
Conway,
AR
72032
Mobile:
501-514-0529 · Fax:
501-932-2323 · E-Mail:
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